Homeowners Policy Limits on Valuables
Did you know in a standard homeowners policy, coverage limits for jewelry, furs, watches, and related items is only $1,000 combined? These and other limits are in place to encourage homeowners to buy additional coverage for valuable and hard to replace items.Additional coverage can be purchased through a Personal Articles Form or other additional applicable policy.
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Examples of Items That May Have Limited Coverage Under Your Homeowners Policy:
- Money
- Valuable Papers and Securities
- Boats
- Trailers
- Business Use Property
- Silverware
- Firearms
- Jewelry (including furs, watches, and related items)
